Payment Options

Payment Option One: Eight-Year Plan

  • 16 payments spread over eight years (included in May and November taxes)
  • Payment amount is 1/16 of principal plus accrued interest
  • Interest rate is determined by the most recent bond sale
  • Interest rate is not charged on the sewer connection fee portion of the loan, only the excavation portion

Payment Option Two: Deferred

  • Payment of the loan is deferred until:
    • Death of property owner(s)
    • Sale of property
    • Loss of owner-occupied status
    • If the City Council determines that there would be no hardship, they can require immediate full or partial payment. Full / immediate payment is required when the property is sold or the deed is transferred to other people.
  • Interest accrues on the loan at the rate determined by the most recent bond sale